CareCredit helps make the health, wellness, and beauty treatments and procedures you want possible today*.

*Subject to credit approval.


  • How CareCredit is different from a regular credit card? CareCredit extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full.
  • Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.
  • Pay for health, and wellness care at over 250,000 enrolled providers across the nation. Once you've applied, you can use it again and again at any location that accepts CareCredit.
  • With shorter-term financing options of 6, 12, 18, or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period.
All CareCredit needs is your:
  • Name
  • Address
  • Date of Birth
  • Social Security number or ITIN
  • Net income
  • Housing Information

† Must be 18+ to apply, must be 21+ to apply by phone.

This calculator will estimate your monthly payments based on the amount you’d like to finance and the promotional financing offer you choose.


Technological advancements are revolutionizing the cosmetic and beauty industry with cutting-edge treatments and procedures that can have you looking and feeling your best.

1. Non-Surgical or minimally invasive cosmetic procedures and treatments
  • Injectables and Fillers (Botox® Cosmetic, Dysport™, Xeomin®, Juvederm®)
  • Chemical peels
  • Laser hair removal
  • Microdermabrasion
  • IPL/ Laser treatments
2. Dermatologic procedures and treatments
  • Laser and light therapy
  • Age spots
  • Acne treatments
  • Dermatology-approved skin care products

With CareCredit, you can purchase that new spa treatment you’ve been wanting, purchase more treatments using a same-day package, or simply return for your favorite spa services more frequently. * The CareCredit credit card can be used at over 250,000 enrolled health, wellness, and beauty providers and select retail locations, including spas.

3. Spa services and treatments
  • Facials
  • Skincare treatments
  • Massage
  • Skincare products

Prefer to apply by phone?

Call at (800) 677-0718. Please print out and read the Credit Card Account Agreement before you call.

Must reside in the US and be 18+ to apply
online or 21+ to apply by phone.